Financial Help for First-Time Home Buyers

Don’t let the dreams of buying a home slip through your fingers. There are many ways to purchase a home, and we’re here to help you find out what’s best for you and your situation! We’ve put together a list of financial assistance programs that can help make it easier. Visit to learn more.

If you’re ready to buy but need help knowing where to start, this is the place for you! We’ll give you the resources, tips, and tricks for making your first-time home-buying experience easy and stress-free. Read to the end and see how today’s prices and rates make it easier to get a mortgage.

You can begin by reading our step-by-step guide to buying a home or viewing our First-Time Home Buyer Video Series. This will give you an overview of all the steps you’ll need to take to buy a home, including tips on saving money for your down payment and avoiding expensive mistakes when shopping for a mortgage. Because many loan programs are available today, we’ve put together a list of mortgages that fit different situations.

When you’re ready to get a mortgage, you have several choices. We can help you find the loan that’s right for your situation. There are loans for any budget and situation, including loans with low or no down payments. You can almost always buy more house than you can afford when you have a lower down payment, so saving for a more significant cash reserve will help you avoid being “house poor” – where your mortgage payments are so high that you have little left to live on and save in the future.

Additionally, as a first-time homebuyer, you can take advantage of several government programs to help make purchasing a home easier. Buying a home is still a good investment and can be many people’s gateway to retirement security. Many programs are available for first-time homebuyers who meet specific qualifications, including Veterans Affairs Loans and Guaranteed Housing Loans. It’s essential to research all the programs you might qualify for, such as VA loans and Home Equity Conversion Mortgages, because different programs have different requirements.

In addition to government assistance, several mortgage lenders offer zero or low-down payment mortgages, making buying a home much more straightforward than without these lower down payment options. These mortgage lenders include Mortgage Lenders in our directory so you can compare loans according to the down payment you’ll need.